District-Paid Life Insurance

Valdosta City Schools provides eligible employees with free basic life insurance to protect you and your family.  Full-time employees receive a flat benefit of $20,000.  Dependent coverage is also provided at $10,000 per dependent at no cost to you. 

Critical Illness

Critical Illness insurance provides financial support for you and your family during recovery from serious medical conditions like cancer, heart attack, or stroke. This benefit helps cover both medical and non-medical expenses, offering valuable protection. Coverage is available for employees and their families.

Voluntary Term Life Insurance

Life Insurance can help provide financial protection for your family if you pass away. The money received from a life insurance policy could help your family with both everyday and future expenses, including medical bills, funeral costs, utilities, college tuition, and mortgage payments. Life Insurance provides you with coverage as long as you continue paying your monthly premium.

Your cost will vary depending on your age and amount of coverage you elect. It is important to assess your current and future financial obligations to help you determine the coverage that's right for you. Our Benefits Service Center Specialists can help you make the right decision for you and your family.

Disability

Valdosta City Schools offers voluntary Short Term Disability coverage and provides employer-paid Long Term Disability coverage to protect your most valuable asset- your ability to earn an income. These plans pay a benefit should you remain disabled and unable to work, and provide you with financial protection in the event of a catastrophic illness or injury. 

Hospital Indemnity

Hospital stays can put a significant strain on any budget, and often, the necessary care cannot be postponed even if it impacts your finances. Hospital Indemnity insurance plans offer daily payments for each day spent in the hospital, along with coverage for other qualified expenses. This gives you financial flexibility to use the funds as you see fit, whether to cover hospital bills or to manage additional costs that arise during your recovery.

Accident

Accidents often lead to a series of expenses. Even with medical insurance, you may still face out-of-pocket costs. If you experience a fracture, dislocation, or another covered accidental injury, Accident Insurance can assist in covering unexpected medical expenses like emergency room bills, deductibles, and co-payments. When an unforeseen injury occurs, Accident Insurance helps alleviate costs that your medical plan may not cover.

Permanent Life Insurance with Long Term Care

Valdosta City Schools offers Permanent Life Insurance with Long Term Care coverage through Trustmark. Both plans offer convenient payroll deduction, flexibility to adjust coverage, and access to cash value for premiums or surrender. Additional features include an accelerated death benefit, a maturity date at age 100, and long-term care benefits covering 4% of the death benefit per month for up to 25 months.

Dental

Dental Insurance is designed to offer you coverage for common dental care issues and to help you budget for dental services. You pay for a certain amount out-of-pocket for services covered by your plan before your insurance starts paying (known as your deductible). Under this plan, the deductible is waived for preventive services. After you meet your lifetime deductible, you’re responsible for a percentage of covered expenses, which is called co-insurance.

Sick Leave Bank

Valdosta City Schools offers a voluntary Sick Leave Bank for full-time, benefits-eligible employees after 120 consecutive workdays. The bank provides additional sick leave for members should they be out of work due to a serious illness.

Group Legal

Valdosta City Schools offers an affordable group legal protection plan through MetLife, providing employees with access to expert legal assistance for various needs, including financial, family, and real estate matters, all with no co-pays or deductibles. Employees can use an online tool to create estate planning documents and receive legal support in person, by phone, or email. 

Teladoc

The telemedicine benefit allows you to speak to a participating doctor from home or work through your smartphone, tablet or computer 24 hours a day / 7 days a week. This benefit is separate from your medical insurance offered through the district. Consider this convenient benefit for non-complex medical conditions.

GA Paid Parental Leave

Georgia Paid Parental Leave allows eligible employees to take up to 240 hours of paid parental leave within a year of the birth of their child, or within a year after adoption or taking in a minor through foster care. 

Whole Life

Whole Life addresses the varying employee needs for permanent life insurance and peace of mind for a lifetime.  

Employee Assistance Program (EAP)

Valdosta City Schools provides an Employee Assistance Program (EAP) to all benefits-eligible employees and family members at no cost to you.  

Retirement & Savings

The Valdosta City Schools retirement program is made up of multiple parts: Teachers Retirement System (TRS) or the Public School Employees Retirement System (PSERS) and a supplmental 403(b) retirement plan.  If you want to learn more about how our retirement plans work, and how to make sure you get the most out of your retirement, click the link below.

Flexible Spending (FSA)

The Flexible Spending Accounts (FSA) allow you to set aside pre-tax funds that are available for healthcare and dependent day care expenses.  You may enroll in the Healthcare FSA for medical, dental, vision, pharmacy, and other related expenses and / or the Dependent Care FSA, primarily for dependent day care expenses. 

Wellness

ShareCare is the wellness program vendor for the State Health Benefit Plan (SHBP), and they provide comprehensive well-being and incentive programs for members.  As you complete wellness activities, you will earn points in your Health Incentive Account to help offset your medical expenses.  High Deductible Health Plan (HDHP) members must meet a portion of the deductible before well-being points may be used. 

Vision

Our vision changes over time, so you may not be aware of your need for vision correction. That’s why an annual eye exam is critical to keeping your view of the world sharp and clear. Vision Insurance helps offset the costs of routine checkups and vision correction wear that may be prescribed. Routine eye exams are a preventive measure for maintaining your overall health and wellness, and your doctor will look for vision problems and signs of serious medical conditions such as glaucoma, cataracts, diabetes, and even cancer.

State Health Benefit Plan (SHBP)

There are two health plan carriers available to employees and their families: Anthem and UnitedHealthcare (UHC).  Each carrier has multiple plan options available, and each plan includes coverage for preventive care, visits to primary care and specialty care providers, coverage for hospital stays, and visits to urgent care & the emergency room.  When thinking about your health benefits, don’t look at just one thing - like your contributions or the deductible - be sure to consider the whole picture!