Our dental insurance provides two plans tailored to fit your needs. The Network Plan offers lower payroll deductions, making it a budget-friendly option. However, to keep your dental care costs manageable, you must use network dentists, as choosing out-of-network providers can result in significantly higher expenses.

For those seeking greater flexibility, the Freedom Plan may be a better fit. While this plan comes with higher premiums, it allows you to access out-of-network care at lower out-of-pocket costs compared to the Network Base Plan. However, services outside the network will still be more expensive than those provided by in-network dentists.

Both plans feature a lifetime deductible per covered person, which applies only to Type 2 (basic) and Type 3 (major) services. The deductible does not apply to orthodontic services.

The district’s dental plans do not allow duplicate coverage for dependents, including children and spouses. Dependents can only be enrolled under one dental plan through the district to ensure streamlined benefits and compliance with plan guidelines.

Refer to the Ameritas benefits summary on the Resources page for complete details regarding frequencies and coverage information.